Monthly bookkeeping for US small businesses and e-commerce sellers
Clean, reconciled books every month in QuickBooks Online or Xero, for one fixed fee in USD. At year end your CPA gets a complete package, or our PTIN-registered preparer files the return for you.
Fixed monthly bookkeeping
- Every bank and card account reconciled
- P&L, balance sheet and cash flow each month
- A named bookkeeper on your file
- Month-to-month, no long contract
Built for owners who'd rather not do their own books
Small businesses & startups
Service firms, agencies, consultants and early-stage startups that need accurate monthly numbers without hiring an in-house bookkeeper.
E-commerce sellers
Amazon, Shopify, Etsy and Walmart sellers. We record payouts gross of fees, refunds and ad spend, so your margins are real and your inventory matches.
Non-US founders with a US LLC
Founders living outside the US who run a US LLC. We keep the books and handle the yearly Form 5472 and pro forma 1120 filing.
Everything your books need, in one place
Monthly bookkeeping
Transactions categorised, receipts matched and the books closed each month.
Bank & card reconciliations
Every account tied to its statement, with differences explained before the month closes.
Catch-up & clean-up
Months or years behind? We rebuild the file so it is ready for your CPA or a funding round.
QuickBooks Online & Xero setup
Chart of accounts, bank feeds, rules and sales-channel integrations set up properly from day one.
Accounts payable & receivable
Bills entered, invoices tracked and ageing reports so you know who owes what.
Payroll support
Payroll journals recorded from Gusto, ADP or QuickBooks Payroll and reconciled to the bank.
Business tax returns
Prepared from your reconciled books by our PTIN-registered preparer, or a year-end package sent to your CPA.
1099-NEC filing
Contractor payments tracked through the year and 1099s filed on time in January.
US LLC formation
New LLC formation, EIN and registered agent setup, with bookkeeping ready from the first transaction.
Fixed monthly fees in USD
Your plan is set by how many transactions you have each month and how many accounts we reconcile. We confirm the fee on the first call, before any work starts.
Starter
- Monthly bookkeeping & reconciliations
- P&L and balance sheet
- Year-end package for your CPA
- Email & WhatsApp support
Growth
- Everything in Starter
- Shopify or Amazon payout reconciliation
- Accounts payable & receivable
- Cash flow statement & monthly review call
Scale
- Everything in Growth
- Inventory & COGS tracking
- Payroll journals
- Management report with commentary
| Catch-up / clean-up bookkeeping | from $149 per month of backlog |
| Business tax return (Form 1120, 1120-S or 1065) | quoted on the year's books |
| Form 5472 + pro forma 1120 (foreign-owned LLC) | from $350 / year |
| 1099-NEC filing | from $15 per form |
| US LLC formation | quoted by state |
Over 600 transactions a month or a more complex setup? We'll quote a custom monthly fee.
Running a US LLC from outside the US?
A single-member LLC owned by a non-US person usually has to file Form 5472 with a pro forma Form 1120 every year, even if the LLC had little or no income. Many founders find out only when a penalty notice arrives.
We keep the LLC's books during the year and prepare the 5472 filing from them, so the related-party transactions you report match your records.
Why it matters: the IRS penalty for a missing or late Form 5472 starts at $25,000 per form, per year.
What we handle
- Bookkeeping for the LLC in QuickBooks Online or Xero
- Owner contributions and distributions recorded correctly
- Form 5472 and pro forma 1120 each year
- EIN and registered agent setup for new LLCs
- One point of contact, in your time zone or ours
Up and running in about a week
Free 20-minute call
We look at your business, transaction volume and the state of your current books.
Fixed quote
You get one monthly fee and a short engagement letter. No hourly billing.
Secure access
You invite us as an accountant user and connect read-only bank feeds. No banking passwords.
Books closed monthly
Reconciled books and reports delivered by the 15th of the following month.
A US company backed by an experienced accounting team
Fintac Consultants LLC is registered in Bristol, Rhode Island. Day-to-day bookkeeping is done by our accounting team in Lahore, Pakistan, which has run client files for businesses since 2016.
Business tax returns are prepared by our PTIN-registered preparer. We also work alongside Z&Z Tax Associates Inc, our US tax partner, and we're happy to work with your own CPA.
Being nine to ten hours ahead of US Eastern time means work done overnight is waiting for you in the morning.
How we protect your data
- Accountant-user access in QuickBooks Online or Xero, which you can remove at any time
- Read-only bank feeds; we never ask for online banking logins
- Documents shared through a secure client folder, not email attachments
- Written engagement letter, with confidentiality terms, for every client
- NDA available on request
Questions US clients ask us
Which software do you work in?
QuickBooks Online and Xero. We can set up a new file or clean up the one you have.
Can you prepare our business tax return?
Yes. Business returns, including Form 5472 and the pro forma 1120 for foreign-owned LLCs, are prepared by our PTIN-registered preparer from your reconciled books. If you already have a CPA, we send them a complete year-end package instead.
Where is the work done?
Fintac Consultants LLC is registered in Rhode Island. Day-to-day bookkeeping is done by our accounting team in Lahore, Pakistan, which has been running client files since 2016.
Do you need my bank passwords?
No. You invite us as an accountant user in QuickBooks Online or Xero and connect read-only bank feeds yourself. We never ask for online banking logins.
How is the fee set?
A fixed monthly fee in USD based on your transaction volume and number of accounts, agreed before we start.
Am I locked into a contract?
No. Plans run month to month. If you leave, we hand over your file and reports so the next bookkeeper or CPA can pick up straight away.
Can you take over from my current bookkeeper?
Yes. We review the existing file first, fix anything that needs correcting, and then take over the monthly close.
My books are months behind. Can you help?
Yes. Catch-up work is priced per month of backlog, and we can run it alongside your new monthly plan.
When can I reach you?
By phone on +1 (401) 410-7676, by email, or on WhatsApp. We reply the same working day.
Get your books off your plate
Book a free 20-minute call. We'll review your current setup and quote a fixed monthly fee.